Super Health Top Up Floater
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Synopsis:
Super top up policy that addresses the gap between what you can pay and the actual amount incurred, in an unfortunate event of an unexpected, expensive hospitalisation.
Highlight:
- Sum Insured ranging from Rs.3lakhs to 30 lakhs
- Deductibles ranging from Rs.3lakhs to Rs.20lakhs
- Maternity coverage upto 10% of the Sum Insured
- New Born Baby Cover upto 5% of the Sum Insured
- Organ donor expenses when Insured is recipient upto Sum Insured limit
Benefit:
| Title | Description |
|---|---|
| Room Rent Limit | 1% of the Deductible Amount |
| ICU Daily Rent Limit | 2 % of the Deductible Amount |
| Pre-Hospitalization Expenses | 30 days prior to hospitalisation |
| Post Hospitalization Expenses | 60 days from the discharge from hospital |
| Minimum Hospitalization Period | 24 hours |
| Day Care Procedure Coverage | 116 day care procedures covered |
| Pre-Existing Disease / Illness coverage | 48 months after continuous coverage |
| Waiting Period for New Policy | 30 days |
| Non-Allopathic Treatments | Covered |
| New Born Baby Cover | The policy provides automatic cover upto 5% of the Sum Insured to the new born baby upto 90days from the date of birth. Cover beyond 90 days is available for full Sum Insured only on payment of requisite additional premium. |
| Donor Expenses | Lumpsum payment of 10% of the Sum Insured when insured person is donor. within the limits of Sum Insured When Insured Person is recipient. |
| Nursing Allowance | 1 % of the Deductible Amount |